Explaining Business Insurance
Business Insurance protects your company from financial losses due to unexpected events like accidents, lawsuits, property damage, or theft. It helps keep your business running, even when things go wrong.
Here are some of the main types of coverage:
General Liability Insurance – Covers things like customer injuries on your property, damage you cause to someone else's property, and even advertising mistakes. It's a core protection for any business.
Commercial Property Insurance – Protects your building, equipment, inventory, furniture, and other physical assets from damage or loss due to fire, theft, storms, or vandalism.
Business Interruption Insurance – Helps replace lost income if your business has to temporarily close due to a covered event (like a fire or natural disaster).
Workers’ Compensation Insurance – Covers medical bills and lost wages if an employee gets hurt on the job. It’s required in most states if you have employees.
Professional Liability (Errors & Omissions) – Protects you if a client claims you made a mistake or failed to deliver a service properly. Especially important for consultants, contractors, and service-based businesses.
Commercial Auto Insurance – Covers vehicles your business owns or uses for work. It works similarly to personal auto insurance but is designed for business use.
You can choose a custom policy that fits your industry and risks. Whether you’re a contractor, retailer, consultant, or any type of entrepreneur, the right insurance helps protect your business—and your peace of mind.
